Skip a Payment Eligibility for Vehicle and Personal loans 

To be eligible for the Skip-a-Pay program:

  • You must be registered in Online or Mobile banking.
  • All of your accounts must be in good standing and have no delinquencies.
  • You must have at least $35 available funds in one of your SDFCU deposit accounts to cover the program fee.
  • Your loan must be at least one year old.

The followings loans are not eligible for the program

  • Mortgages
  • Home Equity loans
  • Credit Cards
  • Share Secured Loan


Note: All Skip-a-Pay applications are subject to SDFCU approval and certain other restrictions may apply. You are allowed only one Skip-a-Pay per eligible loan in a six month period. Charged-off accounts (including shares) are not eligible.  All approved Skip-a-Pay applications will be charged a $35.00 fee. Full terms and conditions.