Savings Secured Platinum Rewards Credit Card

The Savings (Share) Secured Platinum Rewards Credit Card is secured by the funds in your savings account. This card is a great option for building or improving your credit while enjoying the benefits and convenience of a credit card. Available credit lines start at $250.


  • Competitive low rate
  • Earn Flexpoints Rewards - 1 point for every $1 spent
  • Use card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card1
  • Visa card benefits like Roadside Dispatch
  • 25-day grace period on purchases
  • ATM cash advance fee of $3.00 (no cost at teller)
  • Ability to join SDFCU and apply at the same time
  • Contactless chip technology

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Platinum Rewards card


annual fee
No Annual Fee
foreign transaction fee
No Foreign Transaction Fee
balance transfer
No Balance Transfer Fee

Credit Card Rates

Products APR*
Premium Cash Back+ Credit Card 11.49% - 17.49%
Platinum Rewards Credit Card 9.24% - 17.24%
Savings Secured Credit Card 14.24%


Rates effective August 1, 2022

Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.

How Contactless Cards Work


Contactless Symbol

1. Look

Find the Contactless Symbol at Checkout

Tap Card

2. Tap

Tap your contactless card on the checkout terminal

Quick Processing

3. Go

Your payment is processed in seconds!*

Start tapping today!

*The merchant may ask you to sign or enter your PIN. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.



Mobile Wallet


Load your SDFCU credit card to your mobile wallet. This is a secure and easy way to make a purchase with just one click or tap of your smartphone. 



apple pay



samsung pay



visa checkout



google pay









1Members who maintain a Savings Secured Credit Card for a period of 12 months with improved credit may qualify and be automatically issued a Platinum Rewards Credit Card. This will not impact your credit. Members will be issued with the same card number. Call 703-706-5000 or 800-296-8882 to learn more about our card graduation program.

Additional Credit Card Information and Disclosures

Wherever you see this payment icon newonlinecheckoutlogo you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon newonlinecheckoutlogo where Visa is accepted.