Used Vehicle

APR low
3.49%

New Vehicle

APR low
2.24%

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Credit Card

APR low
8.99%

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Home Equity

APR low
4.09%

mortgage icon

Certificate

APY up to
3.19%

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Personal Loans

APR low
8.74%


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We are pleased to announce the launch of our newly enhanced Membership and Open a New Account online applications. These new online applications will provide you with several new features.

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Unexpected expenses happen. That’s why we are now offering Skip-A-Pay online. Skip-A-Pay allows you to have a little extra cash on hand for special occasions or unforeseen expenses by skipping a loan payment for one month. Learn more about how your loan can qualify for this program.

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Paying your SDFCU loans or credit cards has just gotten easier with Loan Payments. This new secure Mobile app feature gives you the flexibility to make your loan and credit card payments from your accounts at other financial institutions (checking or savings). This is a great, quick and easy alternative for making your payments. For step-by-step instructions

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Now you can redeem your FlexPoints towards a cruise vacation. Choose between popular cruise lines, such as: Royal Caribbean, Holland America, Carnival, and Norwegian cruise lines. Learn More

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We are delighted to announce the launch of our new Resource Library

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Redeem your flexpoints for concerts, sports tickets and more. Go see your favorite band or cheer your sports team on with Ticket Rewards. You can now browse local area events, select your seats and use your Flexpoints in one seamless transaction.

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Mobile app upgrade provides you with even more features. New Touch ID enhancements for iOS users and fingerprint ID now available for Android users with devices that have a fingerprint scanner and running Android 6.0 Marshmallow operating system.

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One way that we are making managing your finances easier is that you can now pay your credit card bill at all CO-OP Shared Branch locations.

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Sending money through Online Banking and Mobile Banking to another financial institution via an account number has just gotten cheaper.

  • Sending money Standard (three business days) is now FREE.
  • Sending money Next Day has been reduced to a flat fee of $3.00.
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To provide you with even better member service, we have enhanced Online Banking to include credit card information. You can now:

  • Turn your credit card on and off within the Mobile app and in Online Banking.
  • See your VISA PLATINUM Credit Card transactions, along with all of your other banking transactions conveniently in one location within Online Banking and the Mobile App.
  • Report your credit card lost or stolen all in one location within Online Banking and the Mobile App.
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Android™ smartphone users, the need to hand over your card the next time you visit a store has now been eliminated. Android Pay™ is now available for SDFCU members. Take your shopping experience to the next level. With Android Pay , you can now pay with your smartphone at over one million retail stores across the United States. View Details

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Paying with your Samsung device with your Visa Debit Card or Visa Platinum Credit Card at your local grocery store, coffee shop and your favorite department store with just one tap has just begun. Samsung Pay is now available for SDFCU members. Accepted at more places than any other mobile payment service on the market, Samsung Pay brings you closer than ever to a world without wallets. View Details.

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Use any non-SDFCU ATM without incurring an SDFCU $2 ATM fee (ATM owner may still charge a surcharge fee).

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Get your free monthly credit score within Online Banking with SavvyMoney and see how you can save with an SDCFU loan or credit card.

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Free popmoney Effective December 15, 2015- Send money for free to your friends and family using the SDFCU mobile app on your smartphone or through Online Banking