Used Vehicle

APR low
2.49%

New Vehicle

APR low
1.24%

Credit Card

APR low
7.49%

Home Equity

APR low
4.29%

Mortgage

APR low
2.625%

Certificate

APY up to
2.12%

Our Home Equity Loans

Fixed Rate

Variable Rate

What are the details?

  • Get a one-time lump sum of cash when you need it
  • Borrow a determined amount of money with a fixed rate and predictable, affordable monthly payments
  • Pay for home improvements and other expenses
  • Plans available for primary residences and second homes
  • Low interest rates
  • No prepayment penalties
  • No points
  • Fixed 20, 15, 10, 7 and 5 year terms up to 90 percent Loan-to-Value (LTV)

What are the details?

  • Get a revolving Home Equity Line of Credit (HELOC) that gives you available cash when you need it
  • Pay for home improvements and other expenses
  • No prepayment penalties
  • No points

What are the rules?

  • Up to a maximum loan amount of $500,000
  • 125 percent LTV for qualified members for up to $100,000 (primary residence only) (1) The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; and (2) The consumer should consult a tax adviser for further information regarding the deductibility of interest and charges
  • 70 percent LTV of up to $50,000 for investment properties
  • Rates available depending on an applicant’s creditworthiness

What are the rules?

  • Up to a maximum loan amount of $300,000
  • Low variable interest rates up to 95% Loan-to-Value (LTV)
  • Rates available depending on an applicant’s creditworthiness
Apply Now
Apply Now

Why Choose Us?

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Industry leading HELOC services

We know that at times you may need funding for your intermittent needs, such as: consolidating credit card debt, making home improvements, or paying for college tuition. We have you covered with our superior HELOC services.

  • Our program is available within all 50 states
  • No early closing fee
  • No title insurance required
  • Our Loan-to-Value (LTV) is 95%
  • No requirement to set up automatic payments or other things to qualify
  • No requirement to set up an initial withdrawal of any amount to qualify. Allowing you to keep an emergency line of credit for the future
  • Low rates

 

Superior home buying services

When it comes to purchasing a home, we know you may have many questions. We have the services and resources to help you open the doors to the house of your dreams.

 

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We are a credit union

As a credit union, we focus on helping members save and borrow and receive affordable financial services.

 

People when you need them

We know that you may have banking needs that require a human touch. We offer a variety of ways to connect with a member of our team.

 

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Security where it matters

Securing your financial well-being is what we do best. For years we have been providing our members with 24-hour account monitoring to protect against fraud and identity theft. Your accounts are always safe with us.

  • Monitor your accounts with Alerts
  • 24-hour account monitoring by a team of professionals
  • Industry leading online Security Center

 

Little to no fees

As a credit union, we don’t want to fee you. But, when we do, you will find our fees lower than any other financial institution in the industry.

 

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