Used Vehicle

APR low
2.49%

New Vehicle

APR low
1.24%

Credit Card

APR low
7.49%

Home Equity

APR low
4.29%

Mortgage

APR low
2.625%

Certificate

APY up to
2.12%

Our Flexpoints Rewards Program is an exclusive member benefit when you choose to use your credit card or debit card to make purchases. You are automatically enrolled in this free program and will enjoy the convenience of earning Flexpoints that can be used for merchandise, gift cards and charitable giving.

About the Flexpoints Rewards Program:


how How it works

  • Earn one Flexpoint for every dollar you spend with your credit card
  • Earn one Flexpoint for every two dollars you spend with your debit card
  • Earn five Flexpoints by paying a bill through Bill Pay

sign-up How to sign up

As a cardholder, you are automatically enrolled in the program. Simply start spending and watch the Flexpoints add up!


check balance How to check your point balance

When you log in to Online Banking, you can select “see My Balance” in the Flexpoints box to the right and follow the path to your personal Flexpoints Rewards page.


bill pay icon Bill Pay

Earn five Flexpoints by paying a bill through Bill Pay.


perk points mall Ampre Online

Shop Ampre Online through the Flexpoints website and earn additional bonus points for every $1 spent.


Redemption Options:


Now that you have earned your Flexpoints, it is time to redeem them. Your Flexpoints Rewards Program offers you a variety of rewards:

criuse iconSail Away Using Your Flexpoints

Now you can redeem your FlexPoints towards a cruise vacation. Choose between popular cruise lines, such as: Royal Caribbean, Holland America, Carnival, and Norwegian cruise lines. View all of the available cruise itineraries and destination options through Online Banking on our Flexpoints' reward website.


airplane Travel

If the world is what you are looking for, then redeem your Flexpoints for domestic and international travel with no restrictions. You can apply your Flexpoints towards airline tickets, hotel stays, cruises and even car rentals.

Don’t have enough points? You can redeem your available points as credit towards your travel reservation and apply the difference to your rewards card, or other preferred method of payment.*

*Cardholders must have a minimum of 50% of required points in order to be able to split-tender the difference. Split-tender form of payment available only for travel rewards.


charity icon Event Tickets

Sing along to your favorite band or cheer on your sports team with ticket rewards. Through our site you can browse local area events, select your seats, and apply your Flexpoints in one seamless transaction.


merchandise Merchandise

There’s plenty of merchandise to choose from…electronics, tool, jewelry, appliances, luggage, toys and so much more. Simply visit the Flexpoints Rewards website and shop for the rewards available for the amount of Flexpoints you have saved.


gift card icon, Gift Cards

With several merchant gift cards to choose from, you can plan a shopping trip, relax at a spa, fill up your car, or enjoy a meal at your favorite restaurant.


charity icon Charity

By selecting to redeem your Flexpoints with a CharityChoice gift card, you may choose up to three charities from a list of over 1,000 major and local charities.

   Contact Us

  • To check your Flexpoints balance
  • Call: 888-695-8292
  • Or
  • Log into online banking