EMV Visa Platinum Credit Card

Mentioned in The Wall Street Journal and the Washington Post, the SDFCU EMV Visa Platinum Credit Card features chip-enabled technology, which provides added security and ease of use at payment terminals abroad. Not only does our credit card make overseas travel more convenient and safer, but you will also save with its special features.

Learn more about our EMV cards by visiting our EMV center.

Apply For VISA Platinum

Apply For VISA Platinum


EMV Savings Secured Visa Platinum Card

This is the perfect card to establish or rebuild your credit with the comfort of having funds secured by your Regular Share Savings Account. This card works like a credit card, but is available for lower limits. Simply deposit the amount you want on the card into your savings account, and apply for your card. Plus, your money will earn interest in your savings account.  

  • Low 6.99% APR*
  • No income verification or credit check required
  • Limits as low as $250
  • Secure chip-enabled technology
  • No foreign transaction fees
  • No annual fees
  • Flexpoints Rewards for every $1 spent

Apply For VISA Platinum


Terms and Conditions
Credit Card Disclosures
EMV Credit Card FAQs

For more information, please contact one of our Lending Experts at clspecialists@sdfcu.org  or by calling 703.706.5116 or 800.296.8882, ext. 5116.

Financial Counseling

Master the art of growing your money with credit counseling, free budgeting tools and financial seminars. Learn more

Flexpoints Rewards

Use your SDFCU Credit Card for your everyday purchases and earn 1 point for every $1 spent. Redeem for gift cards, travel, merchandise and more. Learn More.


24 Hour Access and Payment Options

Access your credit card information from anywhere with 24-Hour Banking. You can also set up convenient automatic payment options.  Learn More


Change Your Credit Card PIN

Your SDFCU Credit Card now offers the ability to select your own PIN! Simply call 888.886.0083, follow the prompts and, once you confirm your new PIN, it will immediately take effect.



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*APR (Annual Percentage Rate). Rate based on evaluation of applicant's credit and subject to change. 




Annual Percentage Rates as low as
Credit Card from 6.99% APR*
Auto (new) from 1.24% APR*
Auto (used) from 2.49% APR*
View all rates >
Rates effective 11-1-2015
*Annual Percentage Rate