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Credit
Cards
Choose the right card for you.
We have one for everyone.

Used Vehicle

APR low
3.39%

New Vehicle

APR low
2.24%

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Credit Card

APR low
8.99%

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Home Equity

APR low
4.25%

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Certificate

APY up to
3.39%

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Personal Loans

APR low
8.74%

Premium Cash Back+

 

Visa Platinum Credit Card

Visa Platinum Credit Card Visa Platinum Credit Card

What are the details?

 

What are the details?

What are the rules?

  • You will earn 2% cash back on all qualifying purchases. Certain restrictions apply.
  • Credit line starting at $5,000 up to $100,000.
  • With the introductory offer, you will earn a $200 bonus if you spend $3,000 in eligible purchases within 90 days of your SDFCU Premium Cash Back+ Card enrollment date. Cash back and cash bonus rewards may be redeemed for statement credit toward your Premium Cash Back+ account.
  • APR is based on evaluation of applicant's credit and subject to change. Must join SDFCU in order to get an SDFCU credit card. Stated rate is based on rates available on 3/30/18.
  • Cash advance fee of $3.00 (ATM only, teller FREE)
  • Late payment fee up to $25.00
  • Minimum interest charge of $0.50
  • Special delivery of cards (actual expense incurred)
 

What are the rules?

  • Credit line starting at $500 up to $100,000
  • APR is based on evaluation of applicant's credit and subject to change
  • Cash Advance fee of $3.00 (ATM only, teller FREE)
  • Late payment fee up to $25.00
  • Minimum interest charge of $0.50
  • Special delivery of cards (actual expense incurred)
 

Savings Secured Visa Platinum Card

  
Visa Platinum Credit Card  

What are the details?

  

What are the rules?

  • No income verification
  • Credit check required for new members
  • Credit lines starting as low as $250
  • Cash Advance fee of $3.00 (ATM only, teller FREE)
  • Late payment fee up to $25.00
  • Minimum interest charge of $0.50
  • Special delivery of cards (actual expense incurred)
  • Credit Card Terms and Conditions
  
  

SDFCO logo Why Choose Us

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Access to Virtual Banking

As your financial partner, we want to make sure that your banking experience remains stress-free by offering you a variety of ways to manage your accounts without setting foot in a branch.

 

People when you need them

We know that you may have banking needs that require a human touch. We offer a variety of ways to connect with a member of our team.

  • Access to over 5,000+ shared branches through our CO-OP shared branch network
  • 24-hour Member Service Call Center and Rate Line

 

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Earn rewards

Enjoy the benefits of earning rewards when you get one of our credit cards.

Cash Rewards

  • With the Premium Cash Back+ credit card, you earn 2% cash back on all qualifying purchases.
  • Earn additional cash back offers when you shop at participating retailers through the online Cash Back Mall.

Flexpoints Rewards

  • As a Visa Platinum cardholder, you are automatically enrolled in this program.
  • Earn one Flexpoint for every dollar you spend with your card.
  • Redeem Flexpoints towards all kinds of rewards including gift cards, merchandise, travel and more. 

Little to no fees

As a credit union, we don’t want to fee you. But, when we do, you will find our fees lower than any other financial institution in the industry.

 

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Security where it matters

Securing your financial well-being is what we do best. For years we have been providing our members with 24-hour account monitoring to protect against fraud and identity theft. Your accounts are always safe with us.

  • Monitor your accounts with Alerts
  • 24-hour account monitoring by a team of professionals
  • Industry leading online Security Center

 

Superior services for travelers

Banking overseas is more than just putting your card in an ATM or a store kiosk to make a purchase. When you travel, we have you covered.

  • FREE Travelers Checks
  • Affordable Wire services
  • Our Visa Debit Card includes $100,000 Travel Accident Insurance and $300 Delayed Baggage Claim Benefits at no extra charge
  • Debit card Travel Notifications

 

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We are a credit union

As a credit union, we focus on helping members save and borrow and receive affordable financial services.

  • Member-owned
  • Not-for-profit
  • Federally insured by the National Credit Union Administration (NCUA)
  • Higher savings rates
  • Lower loan rates

 

 

 

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