Used Vehicle

APR low
3.39%

New Vehicle

APR low
2.24%

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Credit Card

APR low
8.99%

credit card icon

Home Equity

APR low
4.25%

mortgage icon

Certificate

APY up to
3.55%

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Personal Loans

APR low
7.24%

 
Products6 months APY*12 months APY*24 months APY*
Certificate1
(Minimum Balances of $500)
2.06%2.63%2.78%
Jumbo Certificate1
(Balances of $100,000 & up)
2.06%2.63%2.78%
IRA Certificate1
(Minimum Balances of $500)
NA2.83%2.98%
 
Products36 months APY*48 months APY*60 months APY*
Certificate1
(Minimum Balances of $500)
2.88%2.98%3.34%
Jumbo Certificate1
(Balances of $100,000 & up)
2.88%2.98%3.34%
IRA Certificate1
(Minimum Balances of $500)
3.09%3.19%3.55%
 
Products17 months APY*30 months APY*45 months APY*
Bump Up Certificate12.52%2.63%2.73%
Jumbo Bump Up Certificate12.52%2.63%2.73%

Rates effective as of December 1, 2018

*Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly. Annual Percentage Yield (APY).

  1. In the case of early withdrawals of the principal amount or any portion thereof, a penalty will be imposed. SDFCU reserves the right to require 24 hours written notice of your intent to withdraw. Penalties are assessed at the time of withdrawal and are calculated as follows: Less than 12-month Certificates - You will forfeit the lesser of 30 days of dividends on the amount withdrawn or the amount of dividends earned since the date of issuance. 12-Month - 48-Month Certificates - You will forfeit the lesser of 180 days of dividends on the amount withdrawn or the amount of dividends earned since the date of issuance. 60-Month Certificates - You will forfeit the lesser of 360 days of dividends on the amount withdrawn or the amount of dividends earned since the date of issuance. No penalty will be imposed if the withdrawal is a result of voluntary or involuntary liquidation of the Credit Union or upon death of the member.

 

Used Vehicle

APR low
3.39%

New Vehicle

APR low
2.24%

car icon

Credit Card

APR low
8.99%

credit card icon

Home Equity

APR low
4.25%

mortgage icon

Certificate

APY up to
3.55%

dollar sign icon

Personal Loans

APR low
7.24%