Simplify your Life

Services to meet your everyday needs

 

Get what you need done without the hassle. State Department Federal Credit Union offers a wide range of services that can help you streamline your banking needs.

Automatic Payment Transfers

For your convenience, we can set up payment transfers on any day of the month, from either your regular savings account or checking account to any other account (loan or share) that you hold. You'll never have to worry about payments being lost in the mail!

We also offer automatic payment options for your SDFCU credit card. Choose from a variety of plans to pay your monthly bill. Funds are debited from your share checking account on the due date and credited to your credit card bill.

Give us a call at 703.706.5000, 800.296.8882 or click the link below for more information on how to set up this convenient service. If you prefer to set up transfers on your own, you can set up regular transfers on a schedule to meet your needs via Online Banking.

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Direct Deposit

Direct Deposit provides you with an automatic payment being delivered to your SDFCU account. You won't have to visit a branch office, stand in teller lines, or worry about your checks being late, lost, or stolen with Direct Deposit.

To set up direct deposit, visit your payroll office and give them our ABA routing number 2560-7534-2 and your four to six digit account number followed by the share suffix you'd like your funds deposited to (either -00 for savings or -01 for checking).

You can also arrange for your direct deposit to be allocated to your other SDFCU accounts, including loans.

If you have a direct deposit or a direct debit to be processed electronically via the Automated Clearing House (ACH) to your SDFCU account, please provide your account number in the "account number-dash-suffix" format. Please provide your four to six digit account number along with the suffix to debit (Example: 123456-00 (savings), or 123456-01 (checking)). Valid suffixes for ACH are: -00-regular shares (savings); -01- checking; -07- Prime Money Management; -11- Premiere Money Management; -08, -09, -10*- custom savings (*see account for your suffix). Items may be rejected if there is no suffix present.

If you have any questions, click the link below or call 703.706.5000 or 800.296.8882 to speak to one of our Member Service Experts.

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Incoming Wire Transfers

All incoming wires to accounts at SDFCU must be sent with the following information:

  • State Department Federal Credit Union
    1630 King Street; Alexandria, VA 22314
  • SDFCU Routing Number: 2560-7534-2
  • Member Name
  • Member Account Number
  • Complete Mailing Address
  • Originator's Name

Incoming wires received by 4pm EST will be credited the same day. Wires received after that time will be processed on the next business day.

For more information, click the link below or call 703.706.5170 or 800.296.8882, ext. 5170.

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Outgoing Wire Transfers

A Wire Transfer Request Form must be signed and completed before an outgoing wire transfer can be initiated. Wire transfers can also be initiated by completing and submitting a Wire Transfer Request Form through Online Banking. The fee for wire requests is $20 ($6 for domestic wires for Member Emeritus accounts).

The following information is required to complete an outgoing wire transfer:

  • US Dollar Amount
  • Name of US Bank
  • 9 Digit Bank Number (ABA or Routing Number)
  • City and State
  • Name of Person or Company Receiving Funds
  • Account Number Where Funds Will Be Deposited
  • Complete Mailing Address of Recipient

Overseas Wire Transfers in US Dollars- In Addition To Above Information

  • Name of Overseas Bank
  • SWIFT Number (if available)
  • City and County

Outgoing wire transfer requests received prior to 3:30 pm ET may be processed the same business day. Requests received after that time will be processed the next business day. Domestic Wire Transfers usually post to the account within 24 hours. International Wire Transfers can take 3-10 business days to process.

The completed form can be sent as an email attachment to wires@sdfcu.org. As an alternative, you can submit your wire instructions to us securely via online banking. Simply log into your SDFCU account, click 'SECURED FORMS" on the blue toolbar, click "Wire Transfer Request", complete the online form and click "Submit"

Note: If the online wire form does not open to allow completion, please enable/allow your pop-up blocker. If this does not work, try opening the form in a different browser.

Check out our Member Emeritus Program for ways to save on Domestic Wire Transfers.

For more information, you can e-mail sdfcu@sdfcu.org, or call 703.706.5000 or 800.296.8882.

Get the Wire Transfer Request Form

 

Overdraft Protection

Protect your checking account by applying for our overdraft protection. For your convenience, we offer several options for overdraft sources:

You choose which account(s) you'd like to use, and the order in which to use them. Enjoy flexibility while managing your account easily and avoiding the hassles associated with returned checks. 

Apply for Overdraft Protection online by logging into secure Online Banking and click the "Open Accounts" button.

Print the Overdraft Protection Application

Overdraft Protection will be activated for authorizations on your VISA Debit Card. If there are not enough funds in your checking account at the time the transaction is authorized, a hold will be placed on your overdraft accounts to cover the charge. If funds are still not available when the transaction posts, overdraft protection will be activated. Overdraft transfers from Regular Shares and Money Management Share Accounts are limited to six per month, as required by Federal Regulation D.

Overseas Wire Transfers in Foreign Currency

A Wire Transfer Request Form must be signed and completed before an outgoing wire can be initiated. Wire transfers can also be initiated by completing and submitting a Wire Transfer Request Form through Online Banking. The fee for foreign currency wire transfers is $20.

The following information is required to complete an outgoing wire transfer:

  • Type of Foreign Currency
  • Amount
  • Name of Bank
  • Complete Address of Bank
  • Name of Beneficiary
  • Complete Address of Beneficiary
  • Account Number of Beneficiary
  • IBAN or additional information may be required depending on country
  • E-mail Address of Beneficiary
  • E-mail Address of Member

Outgoing wire transfer requests must be received by 3:30pm EST in order to be processed the same business day. Requests received after that time will be processed the next business day. Domestic Wire Transfers usually post to the account within 24 hours. International Wire Transfers can take 3-10 business days to process. The completed form can be sent as an email attachment to wires@sdfcu.org. As an alternative, you can submit your wire instructions to us securely via online banking. Simply log into your SDFCU account, click 'OPEN ACCOUNTS/SECURED FORMS" on the blue toolbar, click "Wire Transfer Request", complete the online form and click "Submit"

Note: If the online wire form does not open to allow completion, please enable/allow your pop-up blocker. If this does not work, try opening the form in a different browser.

For more information, you can e-mail sdfcu@sdfcu.org, or call 703.706.5000 or 800.296.8882.

Get the Wire Transfer Request Form
 

Notary Public

A Notary Public is a state official authorized to witness the signing of important documents such as acknowledgements and jurats, administer oaths and affirmations, certify affidavits or depositions, and certain other powers as provided for by law.

State Department Federal Credit Union has Notaries at all five of our branches. Members must call ahead to verify that the Notary Public is available on the day you would like to visit.

Alexandria Branch
703-706-5017
Arlington Branch
703-706-5155
Federal Center Branch
703-706-5039
Ft. McNair Branch
703-706-5128
State Branch
703-706-5030 (State Department building pass is required for all services.)

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