Step Up to Better Checking

Step Up to Better Checking

Flexible Checking Options for You

 

An SDFCU Checking Account is your secure and accessible banking solution. With several options you can find the one that fits your specific needs and lifestyle.

At SDFCU, our members enjoy the freedom of hassle-free banking, convenience and rewards. With options to suit your lifestyle and no hidden fees, opening an SDFCU checking account is easy.

Features & Benefits

Compare SDFCU Interest Checking Products Now >

For more information, please contact one of our Member Service Experts at sdfcu@sdfcu.org or by calling 703.706.5000 or 800.296.8882.

Basic Checking Account

This is the easy answer to your checking needs. With no minimum balance required, you will enjoy the benefits of SDFCU Checking. Apply Now.

Advantage Checking Account

With this account you can experience the rewards of a checking account with the additional benefit of FREE customized checks and earning dividends on the account. Receive up to $15.00 in check card transaction fee reimbursement.4 All you have to do is maintain a balance of $2,000 and it's yours.5
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Privilege Checking Account

The name says it all. A privilege checking account allows you to earn even higher dividends when you maintain a minimum balance of $25,000.2 Up to $25.00 check card transaction fee reimbursement.3
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1Must pay minimum of one bill within two calendar months; otherwise there is a $5.00 fee.

2$25,000 Minimum checking account balance. Personal Accounts Only. Interest calculated daily. Minimum $200 Direct Deposit monthly. Must be signed up for online banking and eStatements.

325.00 maximum check card transaction fee (ISA and/or ATM surcharge fees) reimbursement per month as long as average account balance does not fall below $25,000 for the entire month, the $200 monthly direct deposit requirement is met and the member is signed up for online banking and eStatements.

4$15.00 maximum check card transaction fee (ISA and/or ATM surcharge fees) reimbursement per month as long as average account balance does not fall below $2,000 for the entire month, there are ten debit card transactions, $200 minimum monthly direct deposit and member is signed up for online banking and eStatements. Fees will not be reimbursed unless all criteria are met.

5$2,000 Minimum checking account balance. Personal Accounts Only. Interest calculated daily. Minimum $200 Direct Deposit monthly. Ten posted Debit Card transactions by close of business on last day of the month. Must be signed up for online banking and eStatements.

*At CO-OP Network ATMs. Fee for non-SDFCU ATM is waived for members that have earned Flexpoints in the previous 45 days. Flexpoints are earned by paying a bill through online Bill Pay, using an SDFCU credit card or debit card in credit transactions.

If you have a direct deposit or a direct debit to be processed electronically via the Automated Clearing House (ACH) to your SDFCU account, please provide your four to six digit account number along with the suffix to debit in the “account number-dash-suffix” format. (Example:  123456-00 (savings), or 123456-01 (checking)). Valid suffixes for ACH are:  -00- regular shares (savings); -01- checking; -07- Prime Money Management; -11- Premiere Money Management; -08, -09, -10*- custom savings (*see account for your suffix). Items may be rejected if there is no suffix present.