State Department Federal Credit Union

Credit Cards With Many Benefits

Enjoy a low interest rate, no excess fees, rewards, and more.

Compare & Apply

a group of friends shopping with an SDFCU credit card

SDFCU Checking Accounts

No minimum balance, no monthly fees, plus interest-earning options. 

Open an Account

older happy couple

Mobile App Banking

Bank from anywhere. Learn all the ways you can manage your accounts and finances with us.

Learn More

couple on laptop
Membership

Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

Join Today

family smiling at each other with a sunset behind them
bank icon

24/7 Account Access

Members have many ways to manage their money through Online Banking, our mobile app, virtual appointments, and more. 

globe icon

Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

palm tree icon

Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and store discounts with our debit card. 

Learning Hub

Browse our quick-read articles, videos, and more to build up your money management skills. Get tips to:

  • Take your savings further
  • Avoid fraud and money scams
  • Plan for major life purchases like home-buying
  • And more!

Visit the Learning Hub 

woman on laptop registering for SDFCU Events