Accessing your money is easy with so many 24-hour banking options to choose from. Manage your finances from anywhere, at anytime. 

Bill Pay

Enjoy the convenience of receiving, viewing and managing your bills from your smartphone or personal computer. The best part is that Bill Pay is simple and secure*.

Features include:

  • Save money on stamps and checks
  • Send payments to virtually anyone in the Continental US
  • Easily keep track of your finances
  • Set up automatic bill pay, which is great if you'll be out of town
  • Arrange email alerts for bill arrivals, due dates, and upcoming payments
  • Run payment reports and create custom reports


* Bill Pay is available to members enrolled in Online Banking. Free with a minimum of one bill paid within two calendar months; otherwise there is a $5.00 monthly fee


Using your current email address, you will get a monthly statement notification sent to you. You can access your statements anytime, day or night, through SDFCU Online. All SDFCU Online users are automatically scheduled to receive eStatements.

Log on to SDFCU Online and click the "Estatements" tab. 

Features include:

  • Eliminate paper storage hassles and help the environment
  • Save statements on your computer and print them whenever you like
  • Eliminate the risk of your statement getting lost in the mail or falling into the wrong hands
  • Receive your statement quicker
  • It's simple, convenient and free

If you wish to receive your account statements by mail, simply follow the instructions above to access your eStatements, then click ‘Change Registration Information’ for paper statements.

For more information, contact or call us at 703.706.5000 or 800.296.8882.


Enjoy the security, convenience, and environmental benefits of receiving your monthly statements electronically. Sign up for e-statements today and have your account information at your fingertips.



Monitor your spending habits and set financial goals with FinanceWorks. This budgeting tool in Online Banking is easy to use.  View the video demo.

Features include:

  • View accounts over multiple financial institutions all from one site
  • See where you’re spending your money and find ways to save
  • Set spending goals and stay on budget
  • Receive email alerts and reminders

Not only is FinanceWorks free, but it’s easy to use. Get started today, just log in to Online Banking.

Mobile Optimized Online Banking

Access the Mobile Banking site via your mobile phone’s browser. Just go to on your phone's web browser and use your SDFCU Online user name and password to access your account.

Features include:

  • Review account balances
  • Transfer funds between your accounts
  • Schedule a bill payment
  • View updated interest rates
  • Locate the closest branch or ATM
  • Access SDFCU contact information

Online Banking

Access your SDFCU accounts to check your balance, transfer funds, get account histories, pay bills, and more! Online Banking allows you to bank from your convenience from any location.

Features include:

  • Transfer funds between accounts
  • Make payments to vendors and merchants through Bill Pay
  • Order checks and view canceled checks
  • View monthly account statements
  • Review online credit card information
  • Stop payments on checks
  • Use TurboTax
  • Free budgeting tool - FinanceWorks
  • Check and redeem your Flexpoints Rewards

Log in to Online Banking on the left-hand side of any page on the SDFCU website. Your Online Banking password will be the last four (4) digits of the primary account owner's Social Security number for your first time use. You will be prompted to select a different unique password after your initial log in. 

SDFCU Mobile Smartphone App

Banking is even more convenient when you download the SDFCU smartphone app, SDFCU Mobile. Perform everything from checking balances to depositing checks right from your phone and save a trip to the branch.

Features include:

  • Deposit checks by snapping a picture with your smartphone **
  • Check your account balance 
  • Find the closest surcharge- free ATM or branch (GPS based)
  • Pay your bills  
  • Transfer money between your accounts 
  • See how much you can afford or calculate monthly payments with financial calculators

Visit Google PlayTM or the App StoreSM and search for “SDFCU” to download.
Read the frequently asked questions to learn more. 

View the Mobile App Demo



**To be eligible for Mobile Deposit, you must have an account open for 30 days, have an account in good standing, be enrolled in online banking and be at least 18 years of age.

iPhone is a registered trademark of Apple Inc.

Android is a trademark of Google Inc.

Telephone Banking--Account24

Once you start using Account24, you will find that it is an easy way to make regular account transactions and get detailed information any time of the day or night. 

Features include:

  • Obtain account balances
  • Make transfers between different accounts
  • Find out what checks have cleared
  • Request check withdrawals
  • Inquire about an existing loan
  • Check dividend and interest rates

Account24 is free, and all you need is your SDFCU account number and your Account24 PIN to use the service. When you call for the first time, use the last four digits of the primary account owner's Social Security Number. 

To access Account24, dial 703-706-5172 or outside the D.C. metro area at 800-296-8882, ext. 5172.



Annual Percentage Yields
Privilege Checking 0.45%
Advantage Checking 0.40%
Custom Savings 0.10%
View all rates >
Rates effective 11-1-2015