State Department Federal Credit Union

Holiday Loan Special

as low as 5.99% APR*

Learn More

woman drinking coffee

Rewards, Low Rates and More

SDFCU Credit Cards

Compare and Apply

sdfcu credit cards

Checkout Made Easy

SDFCU cards in your
mobile wallet

Learn More

 SDFCU Cards mobile payment

Act Against Hunger

Help struggling
communities today

Learn More

member donations

Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

Join Today

family smiling at each other with a sunset behind them
bank icon

24/7 Account Access

Members have easy access to their money through Online Banking, our mobile app and contact center. 

globe icon

Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

palm tree icon

Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and purchase rewards with our debit card. 

Special Offer

Holiday Personal Loan

Take advantage of this limited-time offer to:

  • Get extra cash to fund a large one-time or unexpected expense
  • Avoid high-rate credit cards
  • Consolidate debt at a low rate and predictable monthly payment

Apply Now  

View details and rates

father and daughter playing in snow