Used Vehicle

APR low
3.14%

New Vehicle

APR low
1.99%

car icon

Credit Card

APR low
8.74%

credit card icon

Home Equity

APR low
4.00%

mortgage icon

Certificate

APY up to
3.39%

dollar sign icon

Personal Loans

APR low
8.49%

Are You Looking for Ways to Get Involved?

Our members benefit deeply from an experienced group of volunteers leading their credit union’s committees. We value the different backgrounds, perspectives, and talents of our volunteers who represent the membership. As a credit union member, you have the potential opportunity to serve on various committees throughout the year

Learn More

postcard icon

Be Mindful of Phone Scams

This a quick reminder to stay vigilant of fraudulent Vishing phone calls. Criminals can get sophisticated in attempting to trick someone into giving out private banking information by claiming to be their financial institution or claiming to have information about an account. If you get an unexpected call requesting your personally identifiable information, it is best to hang up and contact your financial institution directly to verify the validity. 

Learn More About Vishing

 


The 50/20/30 Rule is a proportional guideline which can help you learn to keep your spending in alignment with your savings goals and start managing the complicated world of personal finance. Learn More

Upcoming Events


Banking Without a Branch: Using SDFCU Technology
When: Friday, July 20 12:00-1:00
Description: SDFCU members are empowered with global, world-class service and technologies. Learn how you can join SDFCU, access your personal education center, and manage your account from anywhere in the world. Enjoy the power of key technologies like frictionless money movement, digital wallets, eSignatures, and video conferencing, to safely spend, invest, borrow, and even finance a home via remote settlement. There is much more, so attend this webinar to learn all the ways SDFCU puts the power in its members’ hands.

Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


The Psychology of Spending
When: Tuesday, July 24, 2018 from 12:00pm to 1:00pm
Description: Do you ever wonder why you left the mall with $500 worth of clothes when you were not planning to get anything or bought one pair of shoes over another? It is not just personal preference. Psychologists have found that there are several forces that govern our consumer behavior and cause us to make decisions that are not necessarily rational or in our best interest. However, understanding why we buy what we buy can help us make better decisions in the future. Why is it important to make smart spending decisions? Overspending can take away from important saving goals, like a down payment for a house, college, or retirement. Join us for this 45-minute webinar as we cover factors that commonly affect the psychology of our spending, including:

  • The Role of Advertising
  • Keeping Up With the Joneses
  • Spending Habits
  • Impulse Buying
  • Bargain Hunting
  • Retail Therapy
  • Money as Love
  • I’ll Worry About Tomorrow Tomorrow

This free webinar is open to members and non-members of SDFCU. All are welcome to join us. Please be advised if you are attending from your computer at school or work, for security reasons, some school and work/government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal devices instead, should you encounter problems.
Register here


Making the Most of Your Credit Union Membership
When: Wednesday, July 26, 9:00-10:00am
Description: Interested in Saving Time and Money? You want what’s best for you and so do we. Learn how to maximize your bottom line and also save time. We are pleased to present an overview of products and services designed to save you time and money anywhere in the world. Learn about our no fee/low fee philosophy, and top user tips about our cash-back credit card with no annual fees, no ISA fees, and no balance transfer fees, free checking with Rewards Debit Card, Home Buying/Selling Services and Auto Buying tips, Mobile banking with mobile deposit, Investment Services, and more.

This free webinar is open to members and non-members of SDFCU. All are welcome to join us. Please be advised if you are attending from your computer at school or work, for security reasons, some school and work/government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal devices instead, should you encounter problems.
Register here


Understanding Your Thrift Savings Plan: Planning to Retire
Where: Department of State, room 1498, George Marshall Conference Center, 2201 C St. N.W. Washington, D.C.
When: Wednesday, July 18 12:00 -1:00pm
Description: SDFCU is pleased to present this new seminar for people who are planning to retire in the short term. We will help you prepare for retirement, go over the options available, the choices to be made after you retire and help you prepare for legacy.
Register: seminarquestions@sdfcu.org


Understanding Your Thrift Savings Plan: During Service
Where:  Department of State, room 1482, George Marshall Conference Center, 2201 C St. N.W. Washington, D.C.
When: Tuesday, July 24 12:00 -1:00pm
Description: SDFCU is pleased to present this new seminar for people who have a long term horizon toward retirement. We explore the benefits of the Thrift Savings Plan; help you understand the fund choices and how to maximize your Thrift Savings Plan.
Register: seminarquestions@sdfcu.org


View all of SDFCU's low rates

Tip of the Week

5
Average: 5 (4 votes)

The Credit Union Experience

Things to Know

Member Testimonials

Trending Topics