Used Vehicle

APR low
2.89%

New Vehicle

APR low
1.74%

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Credit Card

APR low
8.49%

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Home Equity

APR low
3.99%

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Certificate

APY up to
2.73%

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Personal Loans

APR low
8.49%

Are You Looking for Ways to Get Involved?

Our members benefit deeply from an experienced group of volunteers leading their credit union’s committees. We value the different backgrounds, perspectives, and talents of our volunteers who represent the membership. As a credit union member, you have the potential opportunity to serve on various committees throughout the year

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Beware of a Fraudulent Mortgage Servicing Postcard

Please be advised there are fraudulent postcards being sent out to people around the country. The postcards are asking recipients to call 800.230.8750 regarding an important matter, which has to do with their mortgage or loan from State Department Federal Credit Union.

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Online Banking Upgrade

We are delighted to announce the upgrade to Online Banking. With the new refreshed and responsive user interface (UI), you can:

  • View and manage your accounts through our new optimized user interface (UI), which scales to fit the screen on any desktop or mobile device;
  • Easily navigate the site with an improved, modern look, and feel; and
  • Experience loading times that are as much as 25 percent faster over the previous non-responsive UI.

The 50/20/30 Rule is a proportional guideline which can help you learn to keep your spending in alignment with your savings goals and start managing the complicated world of personal finance. Learn More

Upcoming Events


The Home Purchase Mortgage Loan Application and its Process
Where: Online / Virtual: https://attendee.gotowebinar.com/register/9019984765538985475
When: Thursday, April 26, 2018 from 12:00pm to 1:00pm US ET
Description: SDFCU is pleased to present a webinar that will provide an overview of the Home Buying Mortgage Application Process. Harold Bennett and Debra Garland will discuss the steps involved in obtaining financing for your new home. Specific focus will be designed to answer the following:

  • What to expect when applying for a home purchase mortgage loan?
  • Why and how to get pre-qualified for a loan?
  • Types of loans and mortgage products
  • How much money will you need for a down payment and closing costs?
  • Documentation needed for a mortgage
  • Q & A session following the presentation for your specific questions

Please join us for this valuable and informative seminar. Please join us for this valuable and informative webinar. This seminar is open to members as well as non- members of SDFCU. Registration is free. Please be advised that for security reasons, some DoS computers may be disabled from accessing this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal devices instead, should you encounter problems.
Register here


The Home Purchase Mortgage Loan Application and its Process
Where: Department of State, Harry S Truman Building, 2201 C Street NW, Room 1408, Washington, DC 20520
When: Thursday, May 3, 2018 from 12:00pm to 1:00pm US ET
Description: SDFCU is pleased to present a webinar that will provide an overview of the Home Buying Mortgage Application Process. Harold Bennett and Debra Garland will discuss the steps involved in obtaining financing for your new home. Specific focus will be designed to answer the following:

  • What to expect when applying for a home purchase mortgage loan?
  • Why and how to get pre-qualified for a loan?
  • Types of loans and mortgage products
  • How much money will you need for a down payment and closing costs?
  • Documentation needed for a mortgage
  • Q & A session following the presentation for your specific questions

Please join us for this valuable and informative seminar. Please join us for this valuable and informative webinar. This seminar is open to members as well as non- members of SDFCU. Registration is free. Please be advised that for security reasons, some DoS computers may be disabled from accessing this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal devices instead, should you encounter problems.
Register here


Understanding Your Thrift Savings Plan: During Service
Where: Main State, room 1406, 2201 C St. N.W. Washington, D.C.
When: Wednesday, April 25th 12:00-1:00pm
Description: SDFCU is pleased to present this new seminar for people who have a long term horizon toward retirement. We explore the benefits of the Thrift Savings Plan; help you understand the fund choices and how to maximize your Thrift Savings Plan.
Register: seminarquestions@sdfcu.org


Understanding Your Thrift Savings Plan: Planning to retire
Where: Main State, room 1406, 2201 C St. N.W. Washington, D.C.
When: Wednesday, May 16th 12:00 -1:00pm
Description: SDFCU is pleased to present this new seminar for people who are planning to retire in the short term. We will help you prepare for retirement, go over the options available, the choices to be made after you retire and help you prepare for legacy.
Register: seminarquestions@sdfcu.org


Understanding Your Thrift Savings Plan: Planning to retire
Where: Main State, room 1406, 2201 C St. N.W. Washington, D.C.
When: Wednesday, May 16th 12:00 -1:00pm
Description: SDFCU is pleased to present this new seminar for people who are planning to retire in the short term. We will help you prepare for retirement, go over the options available, the choices to be made after you retire and help you prepare for legacy.
Register: seminarquestions@sdfcu.org


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