Home

Rates as low as 7.24%

Personal Loans

Learn More

couple going over finances

Make Checkout Easy

SDFCU Cards in your Mobile Wallet

Learn More

man with credit card and phone

Avoid ATM fees

Access nearly 30,000 free ATMS

Learn More

person at an ATM

Intro Bonus of $200*

And 2% Cash Back

Learn More

premium cash back + card
Membership

Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

Join Today

family smiling at each other with a sunset behind them
bank icon

24/7 Account Access

Members have easy access to their money through Online Banking, our mobile app and contact center. 

globe icon

Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

palm tree icon

Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and purchase rewards with our debit card. 

Products

Platinum Rewards Credit Card

Are you carrying over credit balances from month to month? Get our lowest rate credit card to save. Plus:

  • No balance transfer fees
  • Earn Flexpoints rewards toward gift cards, electronics and more
  • 25-day grace period on purchases

Apply Now        View details and rates

couple on laptop