Used Vehicle

APR low
3.39%

New Vehicle

APR low
2.24%

car icon

Credit Card

APR low
8.99%

credit card icon

Home Equity

APR low
4.25%

mortgage icon

Certificate

APY up to
3.39%

dollar sign icon

Personal Loans

APR low
7.24%

Supervisory Committee Vacancy

SDFCU’s Supervisory Committee currently has one immediate vacancy. Individuals interested in submitting an application in order to be considered being appointed to the Supervisory Committee should click the link below to learn more about the Committee and complete an online application.

Each interested candidate should note before applying they must be an SDFCU member in good standing, a U.S. citizen, subject to a security investigation, and in-person meeting attendance is required. Additional candidate qualification details are provided on the Supervisory Committee Candidate Application.

Learn More

 

Hurricane Relief for Members in Impacted Areas

We know many of our members are living in areas directly impacted by Hurricane Michael. To help you get through this tough time, we are offering service changes to help reduce your financial burden. 

For those of you living in the impacted area, we will be refunding all ATM surcharge fees incurred from October 10, 2018 - November 30, 2018. You do not need to take any action for this to occur and the refunds will be completed by December 31, 2018. 

In addition, we will be offering additional services for those impacted by the storm. Please call us at 800.296.8882 or 703.706.5000, or email us at sdfcu@sdfcu.org to request assistance with any of the following:

  • Refund any late fees on loan payments
  • Eliminate the penalty for cashing in Share Certificates early so you can have access to your money sooner rather than later
  • Refund cash advance fees for our Visa Platinum or Premium Cash Back+ credit cards when using an ATM
  • Make emergency credit card loans available at 0% interest for the first two months
  • Delay loan payments on a case-by-case basis

The services listed above are only available to members directly impacted by Hurricane Michael and end on November 30, 2018. 

Make a Donation ToAmerican Red Cross Logo


The 50/20/30 Rule is a proportional guideline which can help you learn to keep your spending in alignment with your savings goals and start managing the complicated world of personal finance. Learn More

Upcoming Events


The Psychology of Spending
When: Wednesday, November 28, 12:00pm to 1:00pm
Description: Do you ever wonder why you left the mall with $500 worth of clothes when you were not planning to get anything or bought one pair of shoes over another? It is not just personal preference. Psychologists have found that there are several forces that govern our consumer behavior and cause us to make decisions that are not necessarily rational or in our best interest. However, understanding why we buy what we buy can help us make better decisions in the future. Why is it important to make smart spending decisions? Overspending can take away from important saving goals, like a down payment for a house, college, or retirement. Join us for this 45-minute webinar as we cover factors that commonly affect the psychology of our spending, including:

  • The Role of Advertising
  • Keeping Up With the Joneses
  • Spending Habits
  • Impulse Buying
  • Bargain Hunting
  • Retail Therapy
  • Money as Love
  • I’ll Worry About Tomorrow Tomorrow


Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


Banking Without a Branch: Using SDFCU Technology
When: Friday, November 30, 9:00am-10:00
Description: SDFCU members are empowered with global, world-class service and technologies. Learn how you can join SDFCU, access your personal education center, and manage your account from anywhere in the world. Enjoy the power of key technologies like frictionless money movement, digital wallets, eSignatures, and video conferencing, to safely spend, invest, borrow, and even finance a home via remote settlement. There is much more, so attend this webinar to learn all the ways SDFCU puts the power in its members’ hands.

Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


Making the Most of Your Credit Union Membership
When: Friday, November 30, 12:00pm-1:00pm
Description: Interested in Saving Time and Money? You want what’s best for you and so do we. Learn how to maximize your bottom line and also save time. We are pleased to present an overview of products and services designed to save you time and money anywhere in the world. Learn about our no fee/low fee philosophy, and top user tips about our cash-back credit card with no annual fees, no ISA fees, and no balance transfer fees, free checking with Rewards Debit Card, Home Buying/Selling Services and Auto Buying tips, Mobile banking with mobile deposit, Investment Services, and more.

Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


Banking Without a Branch: Using SDFCU Technology
When: Friday, October 26, 9:00am-10:00
Description: SDFCU members are empowered with global, world-class service and technologies. Learn how you can join SDFCU, access your personal education center, and manage your account from anywhere in the world. Enjoy the power of key technologies like frictionless money movement, digital wallets, eSignatures, and video conferencing, to safely spend, invest, borrow, and even finance a home via remote settlement. There is much more, so attend this webinar to learn all the ways SDFCU puts the power in its members’ hands.

Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


Making the Most of Your Credit Union Membership
When: Friday, December 14, 12:00pm-1:00pm
Description: Interested in Saving Time and Money? You want what’s best for you and so do we. Learn how to maximize your bottom line and also save time. We are pleased to present an overview of products and services designed to save you time and money anywhere in the world. Learn about our no fee/low fee philosophy, and top user tips about our cash-back credit card with no annual fees, no ISA fees, and no balance transfer fees, free checking with Rewards Debit Card, Home Buying/Selling Services and Auto Buying tips, Mobile banking with mobile deposit, Investment Services, and more.

Please be advised that for security reasons, some government computers may disable access to this Go-to-Webinar page; we recommend testing beforehand, and utilizing your personal email and devices instead, should you encounter problems
**This free webinar is open to both members and non-members of SDFCU.**
Register here


View all of SDFCU's low rates

Tip of the Week

5
Average: 5 (4 votes)

The Credit Union Experience

Things to Know

Member Testimonials

Trending Topics