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| Share Product |
DIVIDEND
RATE |
APY* |
| Regular Share Account |
0.80% |
0.80% |
| Custom Savings Account |
0.80% |
0.80% |
| IRA Share Account |
1.55% |
1.56% |
Money Management Share Account - Prime
$2000 - $9,999.99 $10,000 - $24,999.99 $25,000 and up |
2.25%
2.40%
2.50% |
2.27%
2.43%
2.53% |
Money Management Share Account - Premiere
$25,000 - $49,999.99 $50,000 - $99,999.99 $100,000 and up |
2.55%
2.65%
3.10% |
2.58%
2.68%
3.14% |
| *Annual Percentage Yields (APY) are
declared monthly. |
SHARE
CERTIFICATES Minimum Balances of $500 |
Term |
DIVIDEND
RATE |
APY* |
CAPITAL
CLUB
DIVIDEND
RATE |
CAPITAL
CLUB
APY |
| 6-Month Certificate |
3.00% |
3.03% |
|
| 12-Month Certificate |
3.25% |
3.29% |
| 24-Month Certificate |
3.40% |
3.44% |
3.90% |
3.96% |
| 36-Month Certificate |
3.55% |
3.60% |
4.05% |
4.11% |
| 48-Month Certificate |
3.65% |
3.70% |
4.15% |
4.22% |
| 60-Month Certificate |
3.75% |
3.80% |
4.25% |
4.32% |
JUMBO SHARE
CERTIFICATES Balances $100,000 or greater |
Term |
DIVIDEND
RATE |
APY* |
| 6-Month Certificate |
3.25% |
3.29% |
| 12-Month Certificate |
3.50% |
3.55% |
| 24-Month Certificate |
3.90% |
3.96% |
| 36-Month Certificate |
4.05% |
4.11% |
| 48-Month Certificate |
4.15% |
4.22% |
| 60-Month Certificate |
4.25% |
4.32% |
TRADITIONAL
and ROTH IRA SHARE CERTIFICATES Minimum Balances of $500 |
Term |
DIVIDEND
RATE |
APY* |
CAPITAL
CLUB
DIVIDEND
RATE |
CAPITAL
CLUB
APY |
| 12-Month IRA
Certificate |
3.35% |
3.39% |
|
| 24-Month IRA
Certificate |
3.50% |
3.55% |
4.00% |
4.06% |
| 36-Month IRA
Certificate |
3.65% |
3.70% |
4.15% |
4.22% |
| 48-Month IRA
Certificate |
3.75% |
3.80% |
4.25% |
4.32% |
| 60-Month IRA
Certificate |
3.85% |
3.91% |
4.35% |
4.42% |
* Share Certificate Annual Percentage
Yields (APY) are effective: 8-01-2008 through 8-31-2008. Early withdrawal penalty applies. You must maintain a minimum daily balance of $2,000 in your Prime Money Management Share Account and $25,000 in your Premiere Money Management Share Account each day to obtain the disclosed annual percentage yield.
Please call 703-706-5000 or 800-296-8882 toll-free for
additional disclosures and information. SDFCU is federally insured
by the National Credit Union Administration.
For more information on Jumbo Certificates of $100,000 or more, please call 703-706-5182.
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