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Want to know how to increase your
savings? Click here
to access our Savings Calculators.
| Share Product |
DIVIDEND
RATE |
APY* |
| Regular Share Account |
.50% |
.50% |
| Privilege Checking |
.90% |
.90% |
| Advantage Checking |
.50% |
.50% |
| Custom Savings Account |
.50% |
.50% |
| IRA Share Account |
1.05% |
1.06% |
Money Management Share Account - Prime
$2000 - $9,999.99
$10,000 - $24,999.99
$25,000 and up |
.75%
.95%
.95% |
.75%
.95%
.96% |
Money Management Share Account - Premiere
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and up |
1.05%
1.05%
1.15% |
1.06%
1.06%
1.16% |
| *Annual Percentage Yields (APY) are
declared monthly. |
SHARE
CERTIFICATES
Minimum Balances of $500 |
Term |
DIVIDEND
RATE |
APY* |
CAPITAL
CLUB
DIVIDEND
RATE |
CAPITAL
CLUB
APY |
| 6-Month Certificate |
1.30% |
1.31% |
![CapitalClub]()
|
| 12-Month Certificate |
1.70% |
1.71% |
| 24-Month Certificate |
1.80% |
1.81% |
2.30% |
2.32% |
| 36-Month Certificate |
2.20% |
2.22% |
2.70% |
2.73% |
| 48-Month Certificate |
2.40% |
2.42% |
2.90% |
2.93% |
| 60-Month Certificate |
3.00% |
3.03% |
3.50% |
3.55% |
BUMP UP SHARE
CERTIFICATES
Minimum Balances of $500
|
Term
|
DIVIDEND
RATE
|
APY*
|
CAPITAL
CLUB
DIVIDEND
RATE
|
CAPITAL
CLUB
APY
|
17-Month Bump Up Certificate
|
1.55% |
1.56% |
![CapitalClub]()
|
30-Month Bump Up Certificate
|
1.95% |
1.96% |
2.45% |
2.47% |
| 45-Month Bump Up Certificate |
2.15% |
2.17% |
2.65% |
2.68% |
JUMBO SHARE
CERTIFICATES
Balances $100,000 or greater |
Term |
DIVIDEND
RATE |
APY* |
| 6-Month Certificate |
1.55% |
1.56% |
| 12-Month Certificate |
1.95% |
1.96% |
| 24-Month Certificate |
2.30% |
2.32% |
| 36-Month Certificate |
2.70% |
2.73% |
| 48-Month Certificate |
2.90% |
2.93% |
| 60-Month Certificate |
3.50% |
3.55% |
JUMBO BUMP UP SHARE
CERTIFICATES
Balances $100,000 or greater |
Term |
DIVIDEND
RATE |
APY* |
| 17-Month Certificate |
2.05% |
2.07% |
| 30-Month Certificate |
2.45% |
2.47% |
| 45-Month Certificate |
2.65% |
2.68% |
TRADITIONAL
and ROTH IRA SHARE CERTIFICATES
Minimum Balances of $500 |
Term |
DIVIDEND
RATE |
APY* |
CAPITAL
CLUB
DIVIDEND
RATE |
CAPITAL
CLUB
APY |
| 12-Month IRA
Certificate |
1.80% |
1.81% |
 |
| 24-Month IRA
Certificate |
1.90% |
1.91% |
2.40% |
2.42% |
| 36-Month IRA
Certificate |
2.30% |
2.32% |
2.80% |
2.83% |
| 48-Month IRA
Certificate |
2.50% |
2.52% |
3.00% |
3.03% |
| 60-Month IRA
Certificate |
3.10% |
3.14% |
3.60% |
3.65% |
* Share Certificate Annual Percentage
Yields (APY) are effective: 02-01-2010 through 2/28-2010. Early withdrawal penalty applies. You must maintain a minimum daily balance of $2,000 in your Prime Money Management Share Account and $25,000 in your Premiere Money Management Share Account each day to obtain the disclosed annual percentage yield.
Please call 703-706-5000 or 800-296-8882 toll-free for
additional disclosures and information. SDFCU is federally insured
by the National Credit Union Administration.
For more information on Jumbo Certificates of $100,000 or more, please call 703-706-5182.
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