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SDFCU : Rates: Loan Rates

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Loan Type

Annual Percentage Rate (APR)

New Vehicle*
(Up to 60 Mos)
(Up to 84 Mos $25,000 Min)
(Up to 96 Mos $50,000 Min)

5.00% - 10.24%
5.49% - 10.74%
6.99% - 7.49%

Used Vehicle*
(Up to 60 Mos)
(Up to 84 Mos $25,000 Min)
(Up to 96 Mos $50,000 Min)

5.25% - 10.49%
6.75% - 11.99%
7.49% - 7.99%

Personal Loan*
(Up to 24 Mos)
(Up to 60 Mos)

8.49% - 14.83%
9.65% -18.00%

MoneyLine Line-of-Credit*

11.75% - 14.75%

Visa*

6.99% - 11.99%

Share Secured

3.65%

Home Equity Single Advance (Owner Occupied) -
Up to 15 Years*/**

5.74%-8.74%

Home Equity Single Advance (Investment Property) -Up to 10 years*/***

8.00%-10.00%

Home Equity 125%LTV (Owner Occupied) -Up to 10 years*/****

8.70%-10.70%

Home Equity Line of Credit (HELOC)*****
Up to 95% LTV	4.99%

Rates are effective: 07-01-2009 through 07-31-2009.
*Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement.

* Internet Only Personal Loan. .25 bp decrease from posted rates startinf 04/01/09 to 06/30/09.

** OWNER OCCUPIED ONLY: 90% LTV - rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $384.25 for 5 years, $292.08 for 7 years, $221.95 for 10 years, $168.67 for 15 years.

***INVESTMENT PROPERTY ONLY: 70% LTV - rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $400.76 for 5 years, $311.73 for 7 years, $245.31 for 10 years.

****OWNER OCCUPIED ONLY: 125% LTV, MAXIMUM $50,000 for 5 years, $75,000 for 7 years, and $100,000 for 10 years- rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $407.93 for 5 years, $319.25 for 7 years, and $255.53 for 10 years.

*****Minimum loan amount of $10,000 and Maximum Loan amount of $300,000. Owner occupied and primary address only.

APR is variable and subject to change monthly. If imposed, the minimum finance charge is $0.50.

Loan Rates
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Share Rates
IRA Rates

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