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Checking and Savings
Loan Rates

Click here to figure out how much your loan payment is going to be!

Loan Type
Annual Percentage Rate (APR)

New Vehicle*
(Up to 60 Mos)
(Up to 84 Mos $25,000 Min)
(Up to 96 Mos $50,000 Min)


5.00% - 10.24%
5.74% - 10.99%
6.99% - 7.49%

Used Vehicle*
(Up to 60 Mos)
(Up to 84 Mos $25,000 Min)
(Up to 96 Mos $50,000 Min)


5.25% - 8.49%
7.00% - 10.24%
7.49% - 7.99%
Personal Loan*
(Up to 24 Mos)
(Up to 60 Mos)

6.99% - 11.84%
7.99% - 17.75%
MoneyLine Line-of-Credit* 11.75% - 14.75%
Visa/MasterCard* 7.49% - 11.24%
Share Secured 3.80%
Home Equity Single Advance (Owner Occupied) -5 years** 5.49%
Home Equity Single Advance (Owner Occupied) -7 years** 5.74%
Home Equity Single Advance (Owner Occupied) -10 years** 5.74%
Home Equity Single Advance (Owner Occupied) -15 years** 5.74%
Home Equity Single Advance (Investment Prop.) -5 years*** 7.25%
Home Equity Single Advance (Investment Prop.) -7 years*** 7.75%
Home Equity Single Advance (Investment Prop.) -10 years*** 8.00%
Home Equity 125%LTV (Owner Occupied) -5 years**** 7.75%
Home Equity 125%LTV (Owner Occupied) -7 years**** 8.25%
Home Equity 125%LTV (Owner Occupied) -10 years**** 8.70%
Home Equity Line of Credit (HELOC)-Balances under $50,000
0 - 80% LTV 4.49%
80.1 - 90% LTV5.49%
Home Equity Line of Credit (HELOC)-Balances of $50,000 and over
0 - 80% LTV3.99%
80.1 - 90% LTV4.99%



Rates are effective: 8-01-2008 through 8-31-2008
*Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement.

** OWNER OCCUPIED ONLY: 90% LTV - rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $384.25 for 5 years, $292.08 for 7 years, $221.95 for 10 years, $168.67 for 15 years.

***INVESTMENT PROPERTY ONLY: 70% LTV - rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $400.76 for 5 years, $311.73 for 7 years, $245.31 for 10 years.

****OWNER OCCUPIED ONLY: 125% LTV, MAXIMUM $50,000 for 5 years, $75,000 for 7 years, and $100,000 for 10 years- rates subject to change weekly. For a $20,000 loan, your monthly payment would be approximately $407.93 for 5 years, $319.25 for 7 years, and $255.53 for 10 years.


APR is variable and subject to change monthly. If imposed, the minimum finance charge is $0.50.



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