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Checking and Savings
Overdraft Protection
Protect your checking account by applying for our overdraft protection. For your convenience, we offer several options for overdraft sources:

You choose which account(s) you'd like to use, and the order in which to use them. Enjoy flexibility on how to management your account easily while avoiding the hassles associated with returned checks.

Overdraft transfers from Regular Shares and Money Management Share Accounts are limited to six per month, as required by Federal Regulation D.

NOTE: Overdraft Protection will be activated for authorizations on your VISA Debit Card. If there are not enough funds in your checking account at the time the transaction is authorized, a hold will be placed on your overdraft accounts to cover the charge. If funds are still not available when the transaction posts, overdraft protection will be activated.


Apply Overdraft Protection Online!
It's easy! Just log into SDFCU Online and click the "Open Accounts" button. It's secure, and you won't have to mail any paperwork in to us.

Or, click here to continue to the Overdraft Protection Application.


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