Current Promotions

When you apply for a personal loan here on our web site, we will give you an extra 0.25% APR* discount on your rate.

We offer competitive rates and terms to make your payment more affordable. Simply choose the term that best fits your budget. Plus, you'll receive an immediate response. So whether you're looking to make improvements on your home, consolidate your debts or planning a vacation, you'll save time and even more money by applying online!

Remember, this offer is only good through June 30, 2009, so don't hesitate. Click here to apply and save on your loan rate

*APR, Annual Percentage Rate. Discount only applies for personal loans. Discount cannot be used to refinance an existing SDFCU loan. Promotion runs from April 1, 2009 through June 30, 2009. Certain restrictions apply. Contact us for details.

Unless otherwise noted, SDFCU rates are subject to change. SDFCU also has the rights to all promotions. If certain restrictions apply, member must contact the credit union for more information. State Department Federal Credit Union is federally insured by the National Credit Union Administration, an agency of the U.S. government. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Don't let the thought of buying a car be overwhelming. Check out SDFCU'S Auto Buying Services and our low rates. Learn More Here!

If you’re interested in making some home improvements and building equity in your home at the same time, a Fixed Home Equity Loan from State Department Federal Credit Union may be exactly what you need!

For a limited time only, we’re offering you a 0.25% APR* discount on your Home Equity Loan rate with automatic payments from your SDFCU checking account!** Enjoy a fixed-term, fixed-rate loan that’s secured. This means a low interest rate, peace of mind and an extra special discount on your rate!

Don’t let this opportunity pass you by. Stop by any one of our branches or call us at 800.296.8882.

*APR - Annual Percentage Rate. Rate discount is applied after your application is accepted. The discount will be subtracted from the rate stated in your loan agreement. Discount is available for NEW Fixed Home Equity Loan applications. To receive this discount your new SDFCU Fixed Home Equity Loan must be for $10,000 or more than your existing SDFCU loan (s) being refinanced. **You must set up and maintain monthly recurring automatic payments from your SDFCU checking account for the life of the loan; otherwise your rate will increase .25% above your original rate. Rates are subject to change and based on various credit and property evaluation criteria, so your rate may differ. All loans are subject to credit approval. Offer ends June 30, 2009.

Please Help Yourself! Your credit union is there for you. Will you help your credit union now? Since you are a member-owner of State Department Federal Credit Union, you would be helping yourself.

Please contact your Congressman and ask him to co-sponsor the Credit Union Regulatory Improvements Act (CURIA). This federal legislation would allow credit unions to better meet the needs of their member-owners, and allow credit unions to better fulfill their mission of reaching out to those of modest means. CURIA also will help protect credit unions from narrowly based conversion campaigns. Briefly, CURIA would allow credit unions:

• To use more of their capital reserves on members' needs.
• To adopt undeserved areas, which would enable credit unions to better fulfill our mission of helping people of modest means.
• To enact rules for votes on converting credit unions to banks, which would guard against a few people deciding the fate of a credit union.
• To provide more small loans to owners of small businesses, which would be good for business member-owners, and good for the economies of communities.

CURIA will benefit your credit union and your fellow not-for-profit financial cooperatives throughout the United States. Please take five minutes to send an e-mail to your Congressman by clicking here: www.mycuisme.com. It's an easy way to help yourself, and your credit union.

The Newest Issue of the State Courier is Here!
Read why now is a great time to be a Credit Union member, and
a new way of checking.
Click here to view the new issue.