Current Promotions

Receive 0.25%APR* Off Your Loan When You Apply Online! Hurry, time is running out to save on your loan! When you apply for an auto loan or a personal loan through our web site, we will give you an extra 0.25% APR* discount on your rate.

We offer competitive rates and terms to make repayment more affordable. You simply choose the term that best fits your budget. Plus, you'll receive an immediate response. So whether you're looking to buy a car, make improvements on your home or planning a vacation, you'll save time and even more money simply by applying online!

This offer is only good through May 31, 2008, so act fast. Click here to apply for your loan and save on your rate!


*APR, Annual Percentage Rate. Discount only applies for new and used auto loan and personal loans. Discount cannot be used to refinance an existing SDFCU loan. Promotion runs from March 1, 2008 through May 31, 2008. Certain restrictions apply. Contact us for details.

Earn Bonus Bucks For Paying Your Bills Online! Paying your bills online is so easy, we'll pay you to do it!

Bonus Bucks for New Bill Payer users: Earn $10.00 in Bonus Bucks when you sign up and pay 6 or more bills online, or earn $25.00 when you pay 10 or more bills online!*

Bonus Bucks for Current Bill Payer users: Earn $10.00 in Bonus Bucks for paying 6 more bills online than you paid between March 1 – April 30, 2008, or earn $25.00 for paying 10 more bills online than you paid between March 1 – April 30, 2008!*

All Bill Payer users get a chance to win $100,000: Each bill you pay online until June 30, 2008 gets you an entry, up to a maximum of 30 bills.**

The rewards don't stop there! Bill Payment is smart and easy. You can pay all of your bills from one secure, password-protected website, and you save the cost and hassle of stamps, envelopes and trips to the post office. You'll also be able to enjoy the convenience of scheduling recurring payments so you never make a late payment again.

So what are you waiting for? Pay your bills online today – it pays! Log on to SDFCU Online and enroll in Bill Payment to take advantage of this limited time offer – and maximize your chances of getting $25.00 in Bonus Bucks and winning $100,000.00!



*1. Bonus Bucks Gift Offer ends 6/30/08. 2. Offer valid only for New Enrollments and Online Bill Payments made between 5/1/08 and 6/30/08. 3. Receive a $10 Credit for enrolling as a new Bill Payment user and making 6 bill payments. 4. If a new user makes 10 bill payments they will receive a $25 Bonus Credit in lieu of the $10 Credit. 5. Existing Bill Payment users that make 6 additional online bill payments more than they made from 3/1/08 to 4/30/08 will receive a $10 Credit. If an existing user makes 10 additional online payments more than they made from 3/1/08 to 4/30/08, they will receive a $25 Bonus Credit in lieu of the $10 Credit.
**Sweepstakes ends 6/30/08. No purchase necessary. Void where prohibited. Check here for full Gift with Online Bill Pay Terms and Sweepstakes Rules.

The Road To Your First Home Starts Here: State Department Federal Credit Union can put you on the right path to owning your own home. Not only do we have some of the most competitive mortgage interest rates in the market, we offer you flexibility, affordability and we reduce the hassle of purchasing a home.

Our Online Mortgage Center has everything you need whether you're looking to buy a home, refinance your current mortgage, or just simply want to research. Plus take advantage of our CU Realty program. Let one of CU Realty's qualified agents assist you in finding a home and automatically earn a rebate worth up to thousands of dollars!

Get started on the path to homeownership today. Stop by any branch location, call us at 703-739-3092, or 800-296-8882, ext. 3092 or click here for more information and to get started.

Spring Is Here, So Hit The Road In Style!
Now that spring is finally here, let State Department Federal Credit Union help you hit the road in style! With rates as low as 5.00% APR* and up to 60 months financing, a new car is right at your fingertips. With our Auto Buying Services, we make it easy for you to find and finance the car of your dreams. You’ll be off on that spring road trip before you know it!

Don’t miss this opportunity to start this spring off in a brand new ride. Stop by any one of our branches, call us at 800.296.8882 or click here to get started today!



*APR (Annual Percentage Rate) is based on evaluation of applicants credit. Your actual rate may vary. Rates current as of April 1, 2008 and are subject to change. Example 60 month term at 5.00% APR: payments are based on $18.87 for every $1,000 borrowed. Certain restrictions apply, contact us for details.

SDFCU Mobile Banking: Banking Anywhere, At Anytime. Running to soccer practice, trying to make dinner and a meeting at 8pm, but you need to check your SDFCU account? You can now easily access your SDFCU account with your cell phone or PDA. State Department Federal Credit Union is proud to offer Mobile Banking to all Online Banking members. With Mobile Banking, you can use your cell phone or PDA to easily and securely access balance information, pay your bills, transfer funds, or even find a nearby ATM or SDFCU Branch. Click here to learn more about Mobile Banking.

Please Help Yourself! Your credit union is there for you. Will you help your credit union now? Since you are a member-owner of State Department Federal Credit Union, you would be helping yourself.

Please contact your Congressman and ask him to co-sponsor the Credit Union Regulatory Improvements Act (CURIA). This federal legislation would allow credit unions to better meet the needs of their member-owners, and allow credit unions to better fulfill their mission of reaching out to those of modest means. CURIA also will help protect credit unions from narrowly based conversion campaigns. Briefly, CURIA would allow credit unions:

• To use more of their capital reserves on members' needs.
• To adopt underserved areas, which would enable credit unions to better fulfill our mission of helping people of modest means.
• To enact rules for votes on converting credit unions to banks, which would guard against a few people deciding the fate of a credit union.
• To provide more small loans to owners of small businesses, which would be good for business member-owners, and good for the economies of communities.

CURIA will benefit your credit union and your fellow not-for-profit financial cooperatives throughout the United States. Please take five minutes to send an e-mail to your Congressman by clicking here: www.mycuisme.com. It's an easy way to help yourself, and your credit union.

The Newest Issue of the State Courier is Here! Get all of your mortgage questions answered in this issue. Also, learn how to teach your kids to start saving early, and see what suprises Moscow has to offer! Click here to view the new issue.