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Checking and Savings

Visa Platinum

Enjoy an introductory 0% APR* on purchases and transfers on
new credit card accounts


0% Fixed Introductory APR on All Your Purchases
0% APR means no interest on anything you purchase for three billing cycles. No interest on cash advances, too. After that, you'll continue to save with a low variable rate. And there is no annual fee.

Imagine paying NO finance charges at all. It can happen when you lock in this 0% fixed introductory rate.

0% Fixed Introductory APR on Balances You Transfer
Transfer balances from higher rate loans** and credit cards to our Visa Platinum. You'll pay no finance charges on all transfers for the first three billing cycles that your account is open. And there is no transfer fee.

Think of the savings! And afterward, you'll enjoy another breakthrough with a low variable APR. Click here for the current rates***. That's right! No interest on transfered balances for three months, then continue to save with one of the lowest monthly rates around.

*Annual Percentage Rate
**Excluding current SDFCU loan balances.
***The Credit Union reserves the right to deny credit or approve a credit limit lower than the one requested for this card. If you do not qualify for the VISA Platinum Card, you may be offered another credit card.



Our Platinum Card offers privileges reserved for the select few. You can enjoy:
  • Free Year-End Account Summary
  • $100,000 Travel Accident Insurance
  • No Annual Fee
  • Unsurpassed Worldwide Acceptance
  • 25-Day Grace Period
  • Higher Spending Limits up to $100,000
  • Optional rewards program
  • Travel and Emergency Assistance
  • Concierge Service
  • Emergency Cash Disbursement
  • Emergency Card Replacement
  • Auto Rental Insurance
  • Travel Accident Insurance
  • Delayed Baggage Claim
  • Lost Luggage Reimbursement
  • Visa Assistance Center

In your travels, you can be sure your monthly payments are made on time with our variety of automatic payment options available through your SDFCU checking account. You'll also be able to use our free credit card 24-Hour Information Service phone service to receive credit card account information day or night.

Now available - View and pay your credit card bill online! Enjoy all the benefits of our credit card 24-hour information service from the convenience of your home or office computer! Click here for more information.

Use our Online Loan Application to apply for your Visa Platinum card today and start enjoying the perks, privileges and interest-free savings of your Credit Union's very best card. .

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