Enjoy an introductory 0% APR on purchases and transfers on new credit card accounts

0% Fixed Introductory APR* on All Your Purchases
0% APR means no interest on anything you purchase for three billing cycles. No interest on cash advances, too. After that, you'll continue to save with a low variable rate. And there is no annual fee.

Imagine paying NO finance charges at all. It can happen when you lock in this 0% fixed introductory rate.

0% Fixed Introductory APR on Balances You Transfer
Transfer balances from higher rate loans** and credit cards to our MasterCard. You'll pay no finance charges on all transfers for the first three billing cycles that your account is open. And there is no transfer fee.

Think of the savings! And afterward, you'll enjoy another breakthrough with a low variable APR. Click here for our current rates. That's right! No interest on transfered balances for three months, then continue to save with one of the lowest monthly rates around.

*Annual Percentage Rate
**Excluding current SDFCU loan balances.

• No Annual Fee
• Unsurpassed Worldwide Acceptance
• 25-Day Grace Period
• Higher Spending Limits up to $25,000
• Optional rewards program
• Travel Assistance (1-800-MC-ASSIST)
• Auto Rental Insurance
• Hotel/Motel Burglary
• Master Road Assist (1-800-MC-ASSIST)
• MasterCard Global Service™ (1-800-MC-ASSIST)
• Delayed Baggage Claim
• Lost Luggage
• $100,000 Travel Accident Insurance

• No Annual Fee
• Unsurpassed Worldwide Acceptance
• 25-Day Grace Period
• Spending Limits up to $5,000
• Optional rewards program

Wherever you travel or live, take advantage of the worldwide convenience of our MasterCard. In 170 countries worldwide, MasterCard is accepted at over 1 million locations. We offer both Classic and Gold Cards with PLUS® and AMERICAN EXPRESS® automated teller machine (ATM) access for cash advances and traveler's cheques.

In your travels, you can be sure your monthly payments are made on time with our variety of automatic payment options available through your SDFCU checking account. You'll also be able to use our free credit card 24-Hour Information Service phone service to receive credit card account information day or night.

View and pay your credit card bill online! Enjoy all the benefits of our credit card 24-hour information service from the convenience of your home or office computer! Click here for more information.

Use our Online Loan Application to apply for your MasterCard card today.