Used Vehicle

APR low
2.74%

Used Vehicle

New Vehicle

APR low
1.49%

New Vehicle

Credit Card

APR low
8.24%

Credit Card

Home Equity

APR low
3.99%

Home Equity

Certificate

APY up to
2.42%

Certificate

Personal Loans

APR low
6.49%

Our Credit Cards

Visa Platinum Credit Card

 

Savings Secured Visa Platinum Card

Visa Platinum Credit Card   regular savings icon

What are the details?

  • Rates as low as 8.24 percent Annual Percentage Rate (APR)
  • Secure chip-enabled technology
  • No foreign transaction fees
  • 25-day grace period on purchases
  • No annual fees
  • No balance transfer fee
  • If account has 100 or more transactions, receive a FREE year-end account summary
  • Credit Life and Disability Insurance
  • Earn Flexpoints Rewards
 

What are the details?

  • Created to help you establish or rebuild credit
  • Rates as low as 13.24 percent Annual Percentage Rate (APR)
  • Credit limit secured by the funds in your Savings Account
  • Secure chip-enabled technology
  • "
  • No foreign transaction fees
  • 25-day grace period on purchases
  • No annual fees
  • No balance transfer fee
  • If account has 100 or more transactions, receive a FREE year-end account summary
  • Credit Life and Disability Insurance
  • Earn Flexpoints Rewards

What are the rules?

  • Limits from $250 - $100,000
  • APR is based on evaluation of applicant's credit and subject to change
  • Cash Advance fee of $3.00 (ATM only, teller FREE)
  • Late payment fee up to $25.00
  • Minimum interest charge of $0.50
  • Special delivery of cards (actual expense incurred)
 

What are the rules?

  • No income verification
  • Credit check required for new members
  • Limits as low as $250
  • Cash Advance fee of $3.00 (ATM only, teller FREE)
  • Late payment fee up to $25.00
  • Minimum interest charge of $0.50
  • Special delivery of cards (actual expense incurred)
  • Credit Card Terms and Conditions
 
verified by visa logo link   verified by visa logo link

Why Choose Us?

check

For the virtual banker

As your financial partner, we want to make sure that your banking experience remains stress-free by offering you a variety of ways to manage your accounts without setting foot in a branch.

 

For access to people when you need them

We know that you may have banking needs that require a human touch. We offer a variety of ways to connect with a member of our team.

  • Access to over 6,400 credit unions through our shared branch service
  • 24-hour Member Service Call Center and Rate Line

 

call center

family holding balloons

For the reward seeker

Enjoy the benefits of our Flexpoints Rewards program when you get a debit or credit card. Flexpoints can be redeemed for hundreds of rewards including airline tickets, hotel stays, merchandise, gift cards and more..

  • Earn one Flexpoint for every dollar you spend with your credit card, Earn one Flexpoint for every two dollars you spend with your debit card (in credit transactions), Earn five Flexpoints when you a bill through Bill Pay

 

For the bargain hunter

As a credit union, we don’t want to fee you. But, when we do, you will find our fees lower than any other financial institution in the industry.

  • Low cost fees
  • Special Delivery of cards (actual expense incurred)

 

fees icon

security icon

For security where it matters

Securing your financial well-being is what we do best. For years we have been providing our members with 24-hour account monitoring to protect against fraud and identity theft. Your accounts are always safe with us.

  • Secure chip-enabled technology
  • Monitor your accounts with Alerts
  • 24-hour account monitoring by a team of professionals
  • Industry leading online Security Center
  • Claim and fraud protection

 

For the world traveler

Banking overseas is more than just putting your card in an ATM or a store kiosk to make a purchase. When you travel, we have you covered.

  • No Foreign Transaction fees
  • Auto rental insurance
  • Emergency cash disbursement
  • Emergency card replacement
  • Our EMV Debit Card includes $100,000 Travel Accident Insurance and $300 Delayed Baggage Claim Benefits at no extra charge
  • Credit card Travel Notifications

 

a couple with travel gear

dollar people holding hands in a circle

We are a credit union

As a credit union, we focus on helping members save and borrow and receive affordable financial services.

  • Member-owned
  • Not-for-profit
  • Federally insured by the National Credit Union Administration (NCUA)
  • Higher savings rates
  • Lower loan rates

 

    Contact Us

Debt Calculators