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Used Vehicle

APR low
2.74%

Used Vehicle

New Vehicle

APR low
1.49%

New Vehicle

Credit Card

APR low
8.24%

Credit Card

Home Equity

APR low
3.99%

Home Equity

Certificate

APY up to
2.42%

Certificate

Personal Loans

APR low
8.49%

Automatic Payment Transfers

Direct Deposit

With Automatic Payment Transfers, you'll never have to worry about payments being lost in the mail.

Our direct deposit service gives you the convenience of an automatic payment being delivered to one of your accounts. You won't have to visit a branch, stand in teller lines, or worry about if your check will arrive on time.

What are the details?


  • For your convenience, we can set up payment transfers on any day of the month, from either your Regular Savings Account or Checking Account to any other account (loan or share) that you have

  • We also offer automatic payment options for your Visa Platinum Credit Card. Choose from a variety of plans to pay your monthly bill. Funds are debited from your share checking account on the due date and credited to your credit card bill.

For more information about how to set up this convenient service, give us a call at 703.706.5000, 800.296.8882. If you prefer to set up transfers on your own, you can set up regular transfers on a schedule to meet your needs via Online Banking.

To set up direct deposit:


  1. Please visit your payroll office and provide them with our ABA routing number 2560-7534-2 and your account number

  2. A check can be a helpful tool in setting up your automatic payments into the correct account. Use the Magnetic Ink Character Recognition (MICR) number located at the bottom of your check after the routing number

  3. Don’t have a check or remember your account number? No problem, call us at 703.706.5000 or 800.296.8882 and we will be happy to provide you with your account number

Wire Transfers

Notary Public

Need to send money? A wire transfer might be a great option for you.


Incoming Wire Transfers

For all incoming wires to your SDFCU accounts must be sent with the following information:

  • State Department Federal Credit Union
    1630 King Street; Alexandria, VA 22314
  • SDFCU Routing Number: 2560-7534-2
  • Member Name
  • Member Account Number
  • Complete Mailing Address
  • Originator's Name

A Notary Public is a state official authorized to witness the signing of important documents such as acknowledgements, administer oaths and affirmations, certify affidavits or depositions, and certain other powers as provided for by law.


What are the details?

We have Notaries at all six of our branches. Members must call 703.706.5000 to verify that the Notary Public is available on the day you would like to visit.

Our Shared Banking Services

All incoming wires received by 3:00PM ET will be credited the same day. Wires received after that time will be processed on the next business day. For more information, email us or call 703.706.5170 or 800.296.8882.

Outgoing Wire Transfers

To send a wire, please login to Online Banking , click on “Account Services” then click “Wire Transfer Request,” complete the form and submit your request. Effective April 1, 2017, the fee for an international wire is $30.00 and the fee for a domestic wire is $20.00.($6 for domestic wires for Member Emeritus accounts).

The following information is required for domestic outgoing wire transfers:

  • Purpose of wire
  • Beneficiary bank name
  • Beneficiary bank ABA/Routing Number
  • Beneficiary/recipient name
  • Beneficiary account number/IBAN
  • Beneficiary physical mailing address
  • Special instructions

The following information is required for international wire transfers:

  • Country receiving funds
  • If applicable, international foreign currency amount
  • Purpose of wire
  • Beneficiary bank name (Overseas Bank Name)
  • Beneficiary bank SWIFT or BIC code (for the overseas bank)
  • Beneficiary bank address (Indicate branch name if applicable)
  • Beneficiary/recipient name
  • Beneficiary account number/IBAN
  • Beneficiary physical mailing address
  • Special instructions

What are the details?

  • Outgoing wire transfer requests received prior to 2:00PM ET may be processed that same business day
  • Requests received after that time will be processed the next business day
  • Domestic Wire Transfers usually post to the account within 24 hours
  • International Wire Transfers can take 3-10 business days to process

For ways to save money on domestic wire transfers, visit our Member Exclusives page and see if you qualify for our Member Emeritus Program.

For more information, you can e-mail , or call 703.706.5000 or 800.296.8882.

We know that visiting one of our branch offices might not be convenient for everyone. Because of this, we have partnered with the CO-OP Shared Branch Network and the CO-OP Shared ATM network so you can bank with SDFCU from just about anywhere at anytime.


Through the CO-OP Shared Branch Network

Visit one of 6,400 Shared Branch locations near you to:

  • Pay your credit card bill
  • Make deposits
  • Withdrawals
  • Transfers between accounts
  • Account inquiries and other member transactions

Through the CO-OP Shared ATM Network

Visit one of 29,000 Shared ATM locations near you to:

  • Cash withdrawals
  • Check your balance
  • Check and cash deposits at several CO-OP Network ATMs
  • Transfers among your SDFCU accounts

To locate a CO-OP Network ATM or CO-OP Shared Branch

Use our Branch and ATM Locator

Change your Visa Debit Card PIN

Change your Debit Card PIN through Online Banking or by calling 866-985-2273.