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Checking and Savings
State Department Federal Credit Union Fee Schedule
As a member owned, not-for-profit financial institution, State Department Federal Credit Union is dedicated to providing members with a complete choice of low-cost financial services.

Our fees are in place to recover the credit union's cost of providing these services to members. It is our goal to provide you with the highest quality services at the lowest possible cost.

Current as of January 1, 2008. Fees subject to change.

CHECK SERVICES
Share Check PrintingPrice Varies
Certified Check$10.00 per check
American Express Cheques
Travelers Cheques - Single Signer
Cheques for Two
 
Gift Cheques
Gift Card


FREE
$1.00 per $100 purchased
$2.50 per check
$3.95 per check

Stop Payment on Share/Loan Check$20.00 per check
Stop Payment on SDFCU Treasurer's Check$20.00 per check
Non Sufficient Funds Fee (NSF Check) $30.00 per return
Returned Deposit/Payment Check drawn on member's account at another institution $30.00 per return
Share Check Statement Reconciliation $25.00 per hour or fraction thereof
Over-the-Counter Check withdrawal payable to third party $5.00 per check
Check Copy $5.00 per check
Money Management Checks in excess of monthly maximum$20.00 per check
ELECTRONIC SERVICES
ATM Transaction at an SDFCU machineFREE
ATM Transaction at a non-SDFCU machine$1.00 per transaction
Withdrawal resulting in a negative balance $30.00 per transaction
Returned Electronic Payment $30.00 per item
Electronic Payments
Rejected item
Stop payment
 
$30.00 per item
$20.00 per item
SDFCU Online Bill Payer - Active
SDFCU Online Bill Payer - Inactive
FREE
$5.00 per month
SDFCU Online Funds Transfer - Standard (up to 3 days)
SDFCU Online Funds Transfer - Next Day Delivery
$3.00 per transaction
$6.00 per transaction
Credit/Debit/ATM Card Foreign Transaction Fee 1% of transaction amount
SAFE DEPOSIT BOX SERVICES
Annual Rental Fees
3" x 5"
5" x 5"
10" x 5"
 
$32.00 per year
$42.00 per year
$70.00 per year
Replacement Key$5.00 per request
Drilling Fee Min. $150 per request
MISCELLANEOUS
Staff Assisted Telephone Transfer$5.00 per transfer
Money Order
Member of Member Emeritus
$2.00 per money order
Free
Wire Transfer (domestic and foreign)
Member Emeritus (domestic only)
$20.00 per transfer
$6.00 per transfer
Printout of member transactions $5.00 per account
Inactive Account Processing Fee (After two years inactivity, accounts with less than $200 balance)$5.00 per month
Savings Bond Redemption $25.00 per envelope
Procedures requiring SDFCU legal servicesminimum $25.00 per incident
Subordination and Modification Agreements$100.00 per agreement
Copy of account statement $5.00 per statement
Tax Levy Garnishment $50.00
Signature Guarantee $25.00
Verification of Deposit $10.00
Foreign Collection Items*
Over US $100
Under US $100
*Member is also responsible for any additional collection fees charged by correspondent institutions.
$10.00 per transaction
$7.00 per transaction
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